Schemes	Also in Schemes: Introduction Sports Clubs Sports Tours Epilepsy Insurance Services High Value Household Customs & Excise Sports Club Annual Travel

Sports Tours

Our bespoke Tour Insurance product has been in operation for over 15 years and is now not only used by many sports clubs but also by a number of well respected Sports Tour Operators.

This product provides the benefits expected with all travel insurance policies, however, we also include covers imperative to sports teams whilst travelling abroad. Covers such as Medical Expenses and Personal Accident includes cover for claims arising from incidents whilst playing, practising or training The Baggage and Personal Effects section of the policy includes items such as Playing Kit/Equipment and the Personal Liability cover provides Member to Member Liability extension.

The Standard policy covers are:

	Medical and Emergency Repatriation Services
	Daily Hospital Benefit
	Personal Accident
	Personal Effects
	Money
	Cancellation & Curtailment
	Travel Delay
	Personal Liability.

Many touring teams chose to take advantage of the activity excursions offered by many of the Tour Operators, such as White Water Rafting and Scuba Diving. These activities are included within our standard policy (subject to the policy terms and conditions).

Other hazardous activities including the likes of Paragliding, Parascending and Bungee Jumping can be covered subject to an additional premium.

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Medical and Emergency Repatriation Services

Cover is provided to meet reasonable medical expenses incurred for the immediate needs of a medical emergency for individuals sustaining bodily injury or suffering illness or death, including whilst playing, practising or training in the sport declared.

This section also provides cover for the additional travelling costs incurred in repatriating an insured person to the country of departure.

Extension to this section of the policy includes:

	Emergency Dental Treatment for the immediate relief of pain (up to £1,000)
	Repatriation in the event of the sudden and unforeseen death of a close relative in the country of departure
	Additional travel and accommodation costs for one person to stay with or escort home an insured person
	Additional costs incurred for Children to be accompanied by a competent person in the event of the incapacity or their Parent or Guardian
	Burial/Funeral Expenses (up to £1,000)
	Daily Hospital Benefit of £20 for each complete 24 hours period (maximum £800 in all).

Sum Insured: £5,000,000

Personal Accident

In the event of accidental bodily injury during the trip, including whilst playing, practising or training and solely and directly caused by outward violent and visible means, the following benefits are payable:

	Death - £25,000
	Loss of Limb(s) &/or total Sight in one or both eyes - £50,000
	Permanent Total Disablement - £50,000.

Baggage & Personal Effects

If in the course of a trip the insured persons personal baggage is damaged, stolen, destroyed or lost, the policy shall provide cover up to a maximum of £1,500 per person.

This section also includes:

	Cover for playing kit up to £500
	Emergency purchases up to £150 in the event of delayed baggage in excess of 12 hours.

Money

In the event of the Insured persons personal money being lost, stolen, damaged or destroyed the policy will settle up to £500 per person (£400 in respect of Cash).

Cancellation & Curtailment

If the Insured person shall sustain financial loss during the period of Insurance in respect of irrecoverable deposits and payments for unused travel and accommodation due to the insured persons inability to travel, or to complete travel, due to causes beyond their control and not foreseen by the insured person at the time of booking.

This section includes the choice to cancel a trip in the event of outward delays in excess of 12 hours.

Travel Delay

In the event of the Insured person's outward or inward journey being delayed for more than 12 hours beyond the intended departure time, a benefit of £40 shall be paid for each complete 12 hour period of delay.

Personal Liability

This Section of the policy covers the insured person should they become legally liable for the accidental death or accidental bodily injury to any person other than a member of their family or the accidental loss or damage to third party property including whilst playing, practising or training, the policy shall indemnify the insured up to a maximum sum of £1,000,000.

Including the Member to Member liability on and off the field of play.

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Assistance Services

In addition to the Insurance protections, our policy includes various Assistance Services including:

	Assistance replacing essential medication which has been lost and is unobtainable overseas
	Assistance in obtaining names and addresses of local doctors, hospitals, clinics and dentists
	With the replacement of lost or stolen tickets and travel documents
	UK Departure assistance
	Missed UK Connection assistance
	Missed Departure on the outward journey
	Legal Telephone advice
	Legal Expenses up to £25,000.

All of the above covers are subject to the full policy terms and conditions.

This product is available to Clubs/Teams direct or via Tour Operators and other intermediaries. (Commission available.)

To Arrange Cover

Arranging cover could not be easier.

Step 1

Click here to download a proposal form, schedule of premiums and a payment slip.

		Please note that you will need to have Adobe Acrobat installed on your computer to view the above documents. You can download it from Adobe by clicking here

Step 2

Complete the forms in Step 1 and return to Tysers, UK Division.

Note
Cover is underwritten by certain underwriters at Lloyd's of London.

Should you require any further information regarding this policy please contact:

Alternatively for further information on any of our products please click here to contact Tysers, UK Division schemes department

Click here to contact the Schemes Division.

Or, use the drop down list below to select another page from the Schemes section, or click here to return to the Schemes introduction.

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