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Motor Fleet Insurance
Tysers have developed a range of different motor fleet products to provide solutions for the wide ranging needs of fleet operators. We can also offer alternatives to the standard motor fleet and can offer innovative tailored insurance products and risk management services..
Summary of Cover
- Third Party - minimum cover available
- Third Party, Fire & Theft - this provides Third Party cover plus cover for loss of or damage to vehicles caused by fire, theft or attempted theft
- Comprehensive - this provides the more complete cover for fleet operators and includes all the features of Third Party Fire & Theft plus :
- Cover for the cost of repairing vehicles (including its accessories and spare parts while on the vehicle) following loss or damage by collision or other accidental causes
- Replacement vehicle cover for all vehicles purchased as new, or held from new under an agreement which are up to one year old, which are stolen and not recovered or which are damaged to the extent that the cost of the repairs will exceed 50% of the manufacturer's recommended retail price plus taxes. Under this benefit insurers will pay the cost of purchasing a new replacement vehicle of the same make and model. Cover is unlimited for cars
- Contingency Cover for Employees' Vehicles - covers your liability to third parties for employees using their own vehicles for your business in the event that the employee's insurance does not protect you
- Mobile Phones
- Foreign Licence holder
- Cover for damage to Windscreens
- Cover for loss or damage to Clothing and Personal Effects
- Cover for Medical Expenses for occupants of the insured vehicle following an accident
- Fees as required by the Road Traffic Acts
- Personal Accident cover for drivers involved in an accident
- Unauthorised movement of third party vehicles
- Third party property damage - unlimited for cars, limited to between £250,000 and £5m on other vehicles
- Unlicensed drivers requirement for the driver to hold a licence does not apply where law does not require a licence
- Trailer cover -attached and detached cover for trailers
- Indemnity to principals cover provided
- Contractual liability - cover not provided in respect of liquidated damages or under any penalty clause
- Driving abroad - full policy cover is provided while vehicles are travelling in:
- Any member country of the European Union
- Czech Republic, Hungary, Norway, Slovakia or Switzerland.
Policy Limits
Full policy limit details can be provided on request.
Value Added Services
- Fleet Risk Management including driver training, vehicle security etc
- First class claims service
- Comprehensive monthly or quarterly claims data
- 'How's my Driving'
- 24-hour emergency helpline for accident damage (vehicles covered for accident damage only)
- Authorised repairer network (vehicles covered for accident damage only)
- Emergency glass and radio repair or replacement (vehicles covered for glass or theft damage only)
- Uninsured loss recovery service.
Please Note
This summary only provides brief details of typical cover provided under the policy. For precise policy, terms, conditions and exclusions please request a specimen policy document.
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